| Product | Term | A.P.R. | |
|---|---|---|---|
| New Automobiles |
12 to 65 months 66 to 75 months 76 to 84 months |
as low as 2.50! as low as 2.75 as low as 3.25 |
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Used Automobiles 2014-2016 2013 or older |
12 to 76 months 12 to 60 months |
as low as 3.25! as low as 4.00 |
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NEW Boats, RVs, Motorhomes, Airplanes |
12 to 60 months 61 to 120 months 121 to 144 months 145 to 180 months |
as low as 4.50 as low as 5.00 as low as 6.00 as low as 6.25 |
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|
USED Boats, RVs, Motorhomes, Airplanes |
12 to 60 months 61 to 120 months 121 to 144 months 145 to 180 months |
as low as 5.75 as low as 6.00 as low as 6.75 as low as 7.25 |
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NEW Motorcycles, ATVs, Jetskis, Tractors, Snowmobiles, Trailers, etc. (Title-secured loans) |
12 to 84 months | as low as 6.50 | |
|
USED Motorcycles, ATVs, Jetskis, Tractors, Snowmobiles, Trailers, etc. (Title-secured loans) |
12 to 60 months | as low as 7.50 | |
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| Share-Secured |
up to 120 mo. @ 100% max |
% over Share Rate 3.00 |
|
| CD-Secured |
up to 120 mo. @ 100% max |
% over Cert. Rate 3.00 |
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| Signature | up to 60 months | 10.50 | |
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| Home Equity Line of Credit | Maximum CLTV 80% | as low as 5.00 | |
A.P.R. is Annual Percentage Rate.
Unless otherwise indicated, rates reflected are for 100% financing and are subject to change.
VISA Credit Card Rates
October 2020
|
|
Effective Since Date | A.P.R. |
|---|---|---|
|
VISA Platinum Credit Card |
April 01, 2019 |
9.50 |
|
VISA Classic Credit Card |
April 01, 2019 |
11.50 |
Savings & Checking Rates
October 2020
| Account Name |
Min. Balance to Earn Dividends |
Rate | A.P.Y. |
|---|---|---|---|
| Primary Tiered Savings, Kid's Club, Holiday Club |
under $500 $500 $1,000 $5,000 $10,000 $45,000 $75,000 |
.01 .01 .01 .05 .15 .20 .30 |
.01 .01 .01 .05 .15 .20 .30 |
| Individual Retirement Account | n/a | .10 | .10 |
|
Insurance Savings (Not open to new deposits) |
n/a | .499 | .50 |
| Interest Checking | n/a | .03 | .03 |
| Animas Advantage Checking | n/a | .05 | .05 |
| Money Market Checking (Tiered) |
under $75,000 $75,000 and above |
.10 .20 |
.10 .20 |
| Business Checking | n/a | .00 | .00 |
The "effective since" date for Savings accounts is September 1, 2013. The "effective since" date for Checking accounts is October 1, 2017.
A.P.Y. is Annual Percentage Yield.
This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month. This schedule is incorporated as a part of your account agreement with your Credit Union.
All savings and checking dividend rates and annual percentage yields are subject to change at any time at the discretion of the Board of Directors. Dividends are declared monthly by the Board of Directors.
CD Dividend Rates
Effective since September 1, 2020
| Term |
Minimum Balance |
Rate | A.P.Y. |
|---|---|---|---|
| 6–11 months | $500 | 0.150* | 0.15 |
| 12–17 months | $500 | 0.349* | 0.35 |
| 18–23 months | $500 | 0.449* | 0.45 |
| 24–35 months | $500 | 0.499* | 0.50 |
| 36–47 months | $500 | 0.648* | 0.65 |
| 48–59 months | $500 | 0.698* | 0.70 |
| 60 months | $500 | 0.747* | 0.75 |
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A.P.Y. is Annual Percentage Yield.
The rates quoted above are accurate and effective for the above accounts as indicated. CD rates remain fixed for the term of the CD. Unless otherwise paid, dividends will be credited to your CD and compounded every month. A penalty may be imposed for withdrawals before maturity.
* Add .05% to CD Dividend Rate for age 50+ OR between $25,000 and $50,000!
* Add .10% to CD Dividend Rate for age 50+ AND between $25,000 and $50,000!
* Add .10% to CD Dividend Rate for OVER $50,000!
* Add .15% to CD Dividend Rate for age 50+ AND over $50,000!
Rates subject to change.
Updated by MBZ on 10/01/2020 at 7:40a.m.