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Loan Rates
VISA Credit Card Rates
Savings & Checking Rates
CD Dividend Rates

 

Loan Rates
July 2017 

Product Term A.P.R.
New Automobiles 12 to 60 months
61 to 84 months
as low as 2.50!
as low as 2.75
Used Automobiles 12 to 60 months
61 to 84 months
as low as 2.50!
as low as 3.75
 

NEW Boats, RVs, Motorhomes,
Trailers, Airplanes

(Title-secured loans)
12 to 60 months
61 to 120 months
121 to 144 months
145 to 180 months
as low as 4.00
as low as 4.25
as low as 5.25
as low as 5.50
USED Boats, RVs, Motorhomes,
Trailers, Airplanes

(Title-secured loans)
12 to 60 months
61 to 120 months
121 to 144 months
145 to 180 months
as low as 5.00
as low as 5.25
as low as 6.00
as low as 6.50

NEW Motorcycles, ATVs, Jetskis,
Tractors, Snowmobiles, etc.

(Title-secured loans)
12 to 84 months as low as 6.00
USED Motorcycles, ATVs, Jetskis,
Tractors, Snowmobiles, etc.

(Title-secured loans)
12 to 60 months as low as 7.00

Share-Secured up to 120 mo.
@ 95% max
% over
Share Rate 3.00
CD-Secured up to 120 mo.
@ 95% max
% over
Cert. Rate 3.00

Signature up to 60 months 10.35

Home Equity Line of Credit Maximum CLTV 80% as low as 5.00

A.P.R. is Annual Percentage Rate.

Unless otherwise indicated, rates reflected are for 100% financing and are subject to change.


VISA Credit Card Rates
 July 2017

Product Effective Since Date A.P.R.

VISA Platinum Credit Card

December 01, 2006

8.25

VISA Classic Credit Card

December 01, 2006

10.25



Savings & Checking Rates
July 2017

Account Name Min. Balance to
Earn Dividends
Rate A.P.Y.
Primary Tiered Savings, Kid's Club, Holiday Club under $500
$500
$1,000
$5,000
$10,000
$45,000
$75,000
.01
.01
.01
.05
.15
.20
.30
.01
.01
.01
.05
.15
.20
.30
Individual Retirement Account n/a .648 .65
Insurance Savings
(Not open to new deposits)
n/a .499 .50
Interest Checking n/a .05 .05
Animas Advantage Checking n/a .10 .10
Money Market Checking (Tiered) under $75,000
$75,000 and above
.10
.30
.10
.30
Business Checking n/a .00 .00

The "effective since" date for Savings accounts is September 1, 2013. The "effective since" date for Checking accounts is September 1, 2013.

A.P.Y. is Annual Percentage Yield.

This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month. This schedule is incorporated as a part of your account agreement with your Credit Union.

All savings and checking dividend rates and annual percentage yields are subject to change at any time at the discretion of the Board of Directors. Dividends are declared monthly by the Board of Directors.

 


CD Dividend Rates
Effective since October 1, 2015

Term Minimum
Balance
Rate A.P.Y.
6–11 months $500 .070* .07
12–17 months $500 .080* .08
18–23 months $500 .120* .12
24–35 months $500 .150* .15
36–47 months $500 .250* .25
48–59 months $500 .479* .48
60 months $500 .747* .75

 

 

 

 

A.P.Y. is Annual Percentage Yield.

The rates quoted above are accurate and effective for the above accounts as indicated. CD rates remain fixed for the term of the CD. Unless otherwise paid, dividends will be credited to your CD and compounded every month. A penalty may be imposed for withdrawals before maturity.


* Add .05% to CD Dividend Rate for age 50+ OR between $25,000 and $50,000!

* Add .10% to CD Dividend Rate for age 50+ AND between $25,000 and $50,000!

* Add .10% to CD Dividend Rate for OVER $50,000!

* Add .15% to CD Dividend Rate for age 50+ AND over $50,000!

Rates subject to change. 

 

 


Updated by CTL on 06/30/17 at 7:42 p.m.


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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency    Equal Housing Lender

Animas Credit Union membership is open to anyone living or working in San Juan County

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