ON THIS PAGE:
Loan Rates
VISA Credit Card Rates
Savings & Checking Rates
CD Dividend Rates
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Loan Rates
January 2019
|
Product |
Term |
A.P.R. |
|
New Automobiles |
12 to 60 months
61 to 84 months |
as low as 3.25!
as low as 3.75 |
|
Used Automobiles |
12 to 60 months
61 to 84 months |
as low as 3.25!
as low as 4.25 |
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NEW Boats, RVs, Motorhomes,
Trailers, Airplanes
(Title-secured loans) |
12 to 60 months
61 to 120 months
121 to 144 months
145 to 180 months |
as low as 4.50
as low as 5.00
as low as 6.00
as low as 6.25 |
USED Boats, RVs, Motorhomes,
Trailers, Airplanes
(Title-secured loans) |
12 to 60 months
61 to 120 months
121 to 144 months
145 to 180 months |
as low as 5.75
as low as 6.00
as low as 6.75
as low as 7.25 |
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NEW Motorcycles, ATVs, Jetskis,
Tractors, Snowmobiles, etc.
(Title-secured loans) |
12 to 84 months |
as low as 6.50 |
USED Motorcycles, ATVs, Jetskis,
Tractors, Snowmobiles, etc.
(Title-secured loans) |
12 to 60 months |
as low as 7.50 |
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Share-Secured |
up to 120 mo.
@ 95% max |
% over
Share Rate 3.00 |
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CD-Secured |
up to 120 mo.
@ 95% max |
% over
Cert. Rate 3.00 |
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|
Signature |
up to 60 months |
11.00 |
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Home Equity Line of Credit |
Maximum CLTV 80% |
as low as 5.50 |
A.P.R. is Annual Percentage Rate.
Unless otherwise indicated, rates reflected are for 100% financing and are subject to change.
VISA Credit Card Rates
January 2019
|
Product |
Effective Since Date |
A.P.R. |
|
VISA Platinum Credit Card
|
December 01, 2006
|
8.25 |
VISA Classic Credit Card |
December 01, 2006
|
10.25 |
Savings & Checking Rates
January 2019
|
Account Name |
Min. Balance to
Earn Dividends |
Rate |
A.P.Y. |
|
Primary Tiered Savings, Kid's Club, Holiday Club |
under $500
$500
$1,000
$5,000
$10,000
$45,000
$75,000 |
.01
.01
.01
.05
.15
.20
.30
|
.01
.01
.01
.05
.15
.20
.30
|
|
Individual Retirement Account |
n/a |
.648 |
.65 |
Insurance Savings
(Not open to new deposits) |
n/a |
.499 |
.50 |
|
Interest Checking |
n/a |
.05 |
.05 |
|
Animas Advantage Checking |
n/a |
.10 |
.10 |
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Money Market Checking (Tiered) |
under $75,000
$75,000 and above |
.10
.30 |
.10
.30 |
|
Business Checking |
n/a |
.00 |
.00 |
The "effective since" date for Savings accounts is September 1, 2013. The "effective since" date for Checking accounts is October 1, 2017.
A.P.Y. is Annual Percentage Yield.
This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month. This schedule is incorporated as a part of your account agreement with your Credit Union.
All savings and checking dividend rates and annual percentage yields are subject to change at any time at the discretion of the Board of Directors. Dividends are declared monthly by the Board of Directors.
CD Dividend Rates
Effective since February 1, 2018
|
Term |
Minimum
Balance |
Rate |
A.P.Y. |
|
6–11 months |
$500 |
.349* |
.35 |
|
12–17 months |
$500 |
.648* |
.65 |
|
18–23 months |
$500 |
.698* |
.70 |
|
24–35 months |
$500 |
.797* |
.80 |
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36–47 months |
$500 |
.995* |
1.00 |
|
48–59 months |
$500 |
1.143* |
1.15 |
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60 months |
$500 |
1.390* |
1.40 |
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A.P.Y. is Annual Percentage Yield.
The rates quoted above are accurate and effective for the above accounts as indicated. CD rates remain fixed for the term of the CD. Unless otherwise paid, dividends will be credited to your CD and compounded every month. A penalty may be imposed for withdrawals before maturity.
* Add .05% to CD Dividend Rate for age 50+ OR between $25,000 and $50,000!
* Add .10% to CD Dividend Rate for age 50+ AND between $25,000 and $50,000!
* Add .10% to CD Dividend Rate for OVER $50,000!
* Add .15% to CD Dividend Rate for age 50+ AND over $50,000!
Rates subject to change.
Updated by MBZ on 01/02/2019 at 8:03 a.m.
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