Animas Credit Union Rate Board
Home Page & Site Navigation
ON THIS PAGE:
Loan Rates
VISA Credit Card Rates
Savings & Checking Rates
CD Dividend Rates

Loan Rates
December 2019 

Product Term A.P.R.
New Automobiles 12 to 65 months
66 to 75 months
76 to 84 months
as low as 3.50!
as low as 4.00
as low as 4.25
Used Automobiles
2014-2016
2013 or older

12 to 76 months
12 to 60 months

as low as 4.75!
as low as 5.00
 

NEW Boats, RVs, Motorhomes,
Airplanes

12 to 60 months
61 to 120 months
121 to 144 months
145 to 180 months
as low as 4.50
as low as 5.00
as low as 6.00
as low as 6.25
USED Boats, RVs, Motorhomes,
Airplanes

12 to 60 months
61 to 120 months
121 to 144 months
145 to 180 months
as low as 5.75
as low as 6.00
as low as 6.75
as low as 7.25

NEW Motorcycles, ATVs, Jetskis,
Tractors, Snowmobiles, Trailers, etc.

(Title-secured loans)
12 to 84 months as low as 6.50
USED Motorcycles, ATVs, Jetskis,
Tractors, Snowmobiles, Trailers, etc.

(Title-secured loans)
12 to 60 months as low as 7.50

Share-Secured up to 120 mo.
@ 100% max
% over
Share Rate 3.00
CD-Secured up to 120 mo.
@ 100% max
% over
Cert. Rate 3.00

Signature up to 60 months 11.00

Home Equity Line of Credit Maximum CLTV 80% as low as 5.00


A.P.R. is Annual Percentage Rate.

Unless otherwise indicated, rates reflected are for 100% financing and are subject to change.

Equal Housing Lender


VISA Credit Card Rates
December 2019

Product Effective Since Date A.P.R.

VISA Platinum Credit Card

April 01, 2019

9.50

VISA Classic Credit Card

April 01, 2019

11.50


 


Savings & Checking Rates
December 2019

Account Name Min. Balance to
Earn Dividends
Rate A.P.Y.
Primary Tiered Savings, Kid's Club, Holiday Club under $500
$500
$1,000
$5,000
$10,000
$45,000
$75,000
.01
.01
.01
.05
.15
.20
.30
.01
.01
.01
.05
.15
.20
.30
Individual Retirement Account n/a .648 .65
Insurance Savings
(Not open to new deposits)
n/a .499 .50
Interest Checking n/a .05 .05
Animas Advantage Checking n/a .10 .10
Money Market Checking (Tiered) under $75,000
$75,000 and above
.10
.30
.10
.30
Business Checking n/a .00 .00

The "effective since" date for Savings accounts is September 1, 2013. The "effective since" date for Checking accounts is October 1, 2017.

A.P.Y. is Annual Percentage Yield.

This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month. This schedule is incorporated as a part of your account agreement with your Credit Union.

All savings and checking dividend rates and annual percentage yields are subject to change at any time at the discretion of the Board of Directors. Dividends are declared monthly by the Board of Directors.

 
NCUA

 


CD Dividend Rates
Effective since February 11, 2019

Term Minimum
Balance
Rate A.P.Y.
6–11 months $500 .846* .85
12–17 months $500 1.390* 1.40
18–23 months $500 1.489* 1.50
24–35 months $500 1.784* 1.80
36–47 months $500 1.833* 1.85
48–59 months $500 1.882* 1.90
60 months $500 2.225* 2.25

 

 

 

 

A.P.Y. is Annual Percentage Yield.

The rates quoted above are accurate and effective for the above accounts as indicated. CD rates remain fixed for the term of the CD. Unless otherwise paid, dividends will be credited to your CD and compounded every month. A penalty may be imposed for withdrawals before maturity.


* Add .05% to CD Dividend Rate for age 50+ OR between $25,000 and $50,000!

* Add .10% to CD Dividend Rate for age 50+ AND between $25,000 and $50,000!

* Add .10% to CD Dividend Rate for OVER $50,000!

* Add .15% to CD Dividend Rate for age 50+ AND over $50,000!

Rates subject to change. 

 

NCUA

 


Updated by MBZ on 12/02/2019 at 7:58a.m.